PRIVACY PRO APP REVIEW FOR FREE
PRIVACY PRO APP REVIEW MOVIE

This way, even if there is a delay, you are protected. However, if you have an account with a PSU bank or a smaller bank, you might occasionally run into issues. My bank is HDFC and ICICI for receiving payments. I often use Net Banking or UPI to make the payment to CRED. The reason for the delay could be the mode of payment to CRED and the receiving bank. However, I have seen some people complain about delays in remitting payment. Overall, for me, CRED has worked 100% of the time. Occasionally, transactions take 48 hours or more to reflect. How Trustworthy is CRED in handling my transactions?ġ00% of my payments made via CRED has gone through in less than 24 hours. My personal reward rate from CRED was around 0.7%. Note: In credit card terms, CRED offers you an additional reward rate of 0.5% – 1%. Overall, I’d estimate that I received about Rs 15,000 value from using the CRED app over the last year.

PRIVACY PRO APP REVIEW FOR FREE

A few good products for free from companies like Man Company, Coveritup, etc.

20% off (food + alcohol) on some of the famous pubs in Bangalore.

Some fantastic dine out deals like free dining for two at Caperberry.

How Good are Cred Offers?Īfter burning 22.5 Lakh points, here’s what I have received:

PRIVACY PRO APP REVIEW MOVIE

I have seen offers for financial planning, foreign trips, and even movie screenings. The frequent offers can be grouped based on the target segment:Ģ0% discount on total bill on fine dining restaurantsįitness memberships, healthy food, discounted health check-upsĭiscounts on new beauty products for men/womenĪctivities, toys, and educational productsĢ0% discount on total bill across pubs and microbreweries While CRED has a lot of categorization for their offers, here’s how I segment them. Almost always, the gem rewards are more useful than point rewards. There are various rewards you can redeem.

Gems: Earned by referring members to CRED.

Points: Earned by making credit card payments.

There are two reward mechanisms in the CRED app. Depending upon your credit score, you might have to wait for long, or you might not be eligible at all.Ĭheck your eligibility here. When I joined CRED, I was wait-listed but got access quickly because my credit score was 800+. Note: CRED targets people with higher credit scores (deemed creditworthy). What if there is an app that collects all this information, reminds you to make payments on time, and rewards you for it?Ī single app to manage all your credit cards. Each of them has a different billing cycle. Imagine that you have multiple credit cards across various banks. In this CRED app review, I’ll dive deep into their offerings, potential security risks, typical CRED offers, and tips to make the most of the app. And CRED, the new startup from Kunal Shah, is tackling an unusual problem when it comes to credit cards. So what did we do? We invented credit buy now pay later.Ī credit card is a beneficial financial product if used right. The invention of the fiat currency solved a lot of problems.īut people often don’t have enough money to cover their expenses. In the earlier days, if you wanted to buy something, you’d have to barter.īut the barter system was inconvenient.

What can CRED do to Improve The Experience?.

How Trustworthy is CRED in handling my transactions?.

Privacy pro app review